$1.2B+
Loans secured for clients
Simple Process
How It Works
Three straightforward steps from application to funding — no complicated paperwork.
1
Apply Online
Complete a short, secure application in minutes — no paperwork delays.
2
We Review Your Goals
A loan specialist reviews your needs and matches you with the right programs.
3
Choose Your Loan Option
Compare offers from multiple lending partners and pick the best fit.
Approval within 24 hours
Funding in as little as 48–72 hours
Our Loan Solutions
Explore Your Loan Options
Each solution connects you to specialized lending partners. Choose the program that fits your business or personal needs.
Why Express Funding
Why Clients Choose Us
Everything designed around speed, transparency, and finding the right fit for your business or personal goals.
Fast Approval
Most applications reviewed within 24 hours.
Funding in Days
Get capital in as little as 48–72 hours.
Minimal Paperwork
A short, simple application — no mountains of documents.
Multiple Lending Programs
Access a network of partners and programs.
Dedicated Funding Specialist
A real person guiding you at every step.
Solutions Beyond Credit Score
We look at your full picture, not just a number.
No Application Fees
Apply with zero upfront or broker fees.
Professional Guidance
Clear, honest advice from funding experts.
Who We Serve
Who We Help
We help both business owners and individuals — if you have a goal, we can connect you to the right lending partner for a business or personal loan.
Small Businesses
Retail
Construction
Transportation
Healthcare
Hospitality
Professional Services
Startups
Manufacturing
Our Approach
Why Work With Us
Express Funding Now is not a direct lender. Instead, we work with multiple lending partners to find suitable business and personal loan options — matching your needs, goals, and financial profile to the right program.
That means more options, better rates, and a specialist in your corner instead of a one-size-fits-all answer from a single bank.
Personal Funding Specialist
You work with a dedicated specialist who understands your business and goals.
Access to Multiple Lenders
One application reaches a network of lending partners — not a single bank.
Competitive Funding Programs
Compare offers and rates to choose the most suitable, affordable option.
Simple Process
A streamlined application without endless paperwork or waiting.
Professional Guidance
Honest guidance to help you make the right financing decision.
Common Questions
Frequently Asked Questions
Answers to the most common questions about our business and personal loan solutions.
Are you a direct lender?
No. Express Funding Now is a referral service that connects you with multiple lending partners for both business and personal loans. We do not make loan or credit decisions — we help you find the right program.
How fast can I receive funding?
Many programs fund within 48–72 hours of approval, with short-term options often funding in as little as 24 hours. SBA and real estate programs take longer due to underwriting.
Do you charge upfront fees?
No. There are no upfront or broker fees to submit an application through Express Funding Now.
What credit score do I need?
It varies by program. We work with partners that look at the overall health of your business, not just your credit score, so a lower score does not automatically disqualify you.
How much can I borrow?
Loan amounts range from $10,000 up to $5,000,000 depending on the program, your revenue, and the lending partner — for both business and personal loan solutions.
Which industries do you work with?
We help businesses across virtually every industry — retail, construction, healthcare, hospitality, manufacturing, transportation, professional services, and more — and we also assist individuals seeking personal loan options.